Trump Student Loan Reform 2026: One Big Beautiful Bill Act Overhaul Explained

Sweeping structural changes to the federal student loan system under the Trump administration's "One Big Beautiful Bill Act" have officially taken effect. This video breaks down the aggressive new caps on undergraduate and graduate borrowing, the elimination of the Biden-era SAVE plan, and how the new Repayment Assistance Plan (RAP) completely replaces traditional income-driven frameworks.