Poll finds most Americans happy with health coverage, yet one in four claim denials or delays

Nearly one in four Americans under 45 reported dissatisfaction with health coverage, echoing concerns about affordability and rising ACA premiums
Poll found that 82% of Americans were satisfied with their health coverage, as older adults reported the highest satisfaction, with nearly 9 in 10 Medicare and Medicaid enrollees approving their plans (Getty Images File)
Poll found that 82% of Americans were satisfied with their health coverage, as older adults reported the highest satisfaction, with nearly 9 in 10 Medicare and Medicaid enrollees approving their plans (Getty Images File)

WASHINGTON, DC: An overwhelming majority of Americans say they are satisfied with their health insurance coverage.

Overall, 82% of US adults reported being satisfied with their current coverage, including about one-third who said that they were “very satisfied,” according to a new NBC News 'Decision Desk Poll' powered by SurveyMonkey. 

Satisfaction levels were highest among older Americans. Roughly 9 in 10 respondents aged 65 and older said that they were satisfied with their coverage, with 42% in that group describing themselves as very satisfied.

U.S. President Donald Trump takes a question from a reporter in the Roosevelt Room of the White House on March 3, 2025 in Washington, DC. Trump announced that Taiwan Semiconductor Manufacturing Company, one of the largest manufacturers of semiconductor chips, plans to invest $100 billion in new manufacturing facilities in the United States. (Photo by Andrew Harnik/Getty Images)
President Donald Trump takes a question from a reporter in the Roosevelt Room of the White House on March 3, 2025, in Washington, DC (Andrew Harnik/Getty Images)

Public insurance earns stronger approval

Those enrolled in public health insurance programs expressed higher satisfaction than Americans with private plans.

About 9 in 10 respondents covered by Medicare or Medicaid said that they were satisfied, compared with 77% of those who relied on private insurance.

The findings are reportedly consistent with other national surveys and reflect the complexity of the health care system, where overall approval can coexist with persistent concerns about access and affordability.

Senate Minority Leader Chuck Schumer (D-NY), accompanied by House Minority Whip Katherine Clark (D-MA) (L), House Minority Leader Hakeem Jeffries (D-NY) (2nd-L), Sen. Jeff Merkley (D-OR) (2nd-R) and Sen. Amy Klobuchar (D-MN) (R), speaks following a Democratic leadership meeting at the U.S. Capitol on April 8, 2025 in Washington, DC. (Photo by Andrew Harnik/Getty Images)
Senate Minority Leader Chuck Schumer (D-NY), accompanied by House Minority Whip Katherine Clark (D-MA) (L), House Minority Leader Hakeem Jeffries (D-NY) (2nd-L), Sen Jeff Merkley (D-OR) (2nd-R) and Sen Amy Klobuchar (D-MN) (R), speaks following a Democratic leadership meeting at the US Capitol on April 8, 2025, in Washington, DC (Andrew Harnik/Getty Images)

Younger Americans report more dissatisfaction

Younger adults were more likely to express frustration with their health insurance. Just under a quarter of respondents under the age of 45 said that they were dissatisfied with their coverage.

A similar share of college graduates and political independents also reported dissatisfaction. 

These divisions emerged as policymakers braced for a turbulent year in health care, with Medicaid facing potential cuts and Affordable Care Act premiums expected to rise unless Congress extends current subsidies.

WASHINGTON, DC - SEPTEMBER 30: U.S. House Minority Leader Hakeem Jeffries (D-NY), joined by fellow House Democrats, speaks at a press conference outside of the U.S. Capitol on September 30, 2025 in Washington, DC. House Democrats demanded that Congressional Republicans negotiate with them on spending to avoid a federal government shutdown that is set to begin at midnight if no deal is struck. (Photo by Kevin Dietsch/Getty Images)
House Minority Leader Hakeem Jeffries (D-NY), joined by fellow House Democrats, speaks at a press conference outside of the US Capitol on September 30, 2025, in Washington, DC (Kevin Dietsch/Getty Images)

One in four Americans face delays or denials

Despite high overall satisfaction, challenges in receiving care remain widespread.

About 24% of respondents said that their insurance company had delayed or denied coverage for a health care service, treatment or medication in the past two years.

Women were more likely than men to report such problems, by a margin of six percentage points. Americans with private insurance were also slightly more likely to experience delays or denials than those with public coverage.

The issue has gained national attention amid heightened scrutiny of insurance claim practices and high-profile legal cases involving the health insurance industry.

Speaker of the House Mike Johnson (R-LA) (R) talks to reporters with (L-R) Majority Whip Tom Emmer (R-MN), Rep. August Pfluger (R-TX), Majority Leader Steve Scalise (R-LA), Rep. Harriet Hageman (R-WY) and members of the Republican Study Committee during a news conference on the 28th day of the federal government shutdown at the U.S. Capitol on October 28, 2025 in Washington, DC. While keeping the House of Representatives out of session and away from Washington, Republican leaders blamed Democratic lawmakers for the continued federal government shutdown. (Photo by Chip Somodevilla/Getty Images)
Speaker of the House Mike Johnson (R-LA) talks to reporters with (L-R) Majority Whip Tom Emmer (R-MN), Rep August Pfluger (R-TX), Majority Leader Steve Scalise (R-LA), Rep Harriet Hageman (R-WY) and members of the Republican Study Committee during a news conference on the 28th day of the federal government shutdown at the US Capitol on October 28, 2025, in Washington, DC (Chip Somodevilla/Getty Images)

Mixed views on the Affordable Care Act

Public opinion on the Affordable Care Act remains divided. Forty-six percent of respondents said they would prefer to keep the law, while 24% favored repealing it. Another 31% said they were unsure.

Support for keeping the ACA was nearly identical among those with private insurance and those with public coverage. Majorities of Democrats, Black Americans, women under 30 and adults under 30 overall said they want the law to remain in place.

By contrast, majorities of Republicans and people who identify with President Donald Trump’s 'Make America Great Again' movement said they would prefer repeal. Four in 10 men age 65 and older also supported scrapping the law.

U.S. Vice President JD Vance delivers remarks following a meeting with Congressional Democrats and U.S. President Donald Trump at the White House on September 29, 2025 in Washington, DC. Congressional leaders met with President Trump to negotiate funding legislation to avoid a government shutdown. Vance was accompanied by (L-R) Director of the Office of Management and Budget Russell Vought, Speaker of the House Mike Johnson (R-LA) and Senate Majority Leader John Thune (R-SD). (Photo by Win McNamee/Getty Images)
Vice President JD Vance delivers remarks following a meeting with Congressional Democrats and President Donald Trump at the White House on September 29, 2025, in Washington, DC (Win McNamee/Getty Images)

Healthcare costs loom over 2026 elections

With health insurance prices emerging as a growing concern ahead of the 2026 midterm elections, voters expressed greater trust in Democrats to handle health care costs.

Fifty-seven percent said that they trust the Democratic Party on the issue, compared with 43% who trust Republicans.

Women favored Democrats by a wide margin, while men were evenly split, highlighting how health care affordability remains both a personal concern and a defining political issue nationwide.

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