Experts advise Taylor Swift to protect $1.6B empire, get prenup with Travis Kelce: 'Define who owns what'

Experts advise Taylor Swift to protect $1.6B empire, get prenup with Travis Kelce: 'Define who owns what'
Lawyers advise Taylor Swift and Travis Kelce to have NDA agreements in their prenup just days after couple announced engagement (Instagram/@killatrav)

LOS ANGELES, CALIFORNIA: Taylor Swift and Travis Kelce’s recent engagement has become one of the most talked-about celebrity stories of the year, not only for the romance but also for the legal conversations it has stirred.

The global pop icon, whose fortune now exceeds $1.6 billion, and the Kansas City Chiefs star, reportedly worth around $90 million, are being advised by experts to consider a prenuptial agreement before walking down the aisle.

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Experts urge Taylor Swift to consider a prenup with Travis Kelce

The couple made their engagement official on Tuesday, August 26, when Taylor Swift posted a carousel of photos on Instagram, including the moment Travis Kelce got down on one knee. Captioning the post humorously, Swift wrote, “Your English teacher and your gym teacher are getting married.” The photos, showing the pair embracing, kissing, and proudly displaying Swift’s dazzling ring, instantly went viral.

NEW YORK, NEW YORK - DECEMBER 28: Taylor Swift (L) and Travis Kelce are seen in the Meatpacking District on December 28, 2024 in New York City. (Photo by TheStewartofNY/GC Images)
Taylor Swift and Travis Kelce are seen in the Meatpacking District on December 28, 2024, in New York City (TheStewartofNY/GC Images)

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According to Julia Rodgers, attorney and founder of HelloPrenup, agreements like these are not about mistrust but about setting a healthy foundation. “Just like marriage, a prenup can be one of the most romantic commitments a couple makes,” Rodgers explained, describing it as a way of aligning goals and intentions before entering a significant financial partnership, according to The US Sun.

She argued that a prenup allows couples to focus on their relationship rather than financial anxieties. “Think of it as modern vows,” Rodgers said, noting that Swift and Kelce should "clearly define who owns what and how future earnings are handled."

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She added, “For Taylor and Travis, it’s a way to keep the focus on their love story, without financial worries getting in the way.”

Taylor Swift and Travis Kelce are seen on September 7, 2024 in New York City. (Photo by PTR/Star Max/GC Images)
Taylor Swift and Travis Kelce are seen on September 7, 2024, in New York City (PTR/Star Max/GC Images)

Kara Chrobak, founding partner of Bespoke Law, told Page Six that a prenuptial agreement “makes total sense” for Swift and Kelce given their vastly different fortunes.

“Taylor is reportedly worth around $1.6 billion, and Travis has about $90 million. That’s a huge difference. Having a prenup lets them both go into the marriage knowing their separate assets are protected and avoids messy, expensive litigation if things don’t work out. For people at their level, it’s really about peace of mind and keeping things private, not about planning for divorce.”

“Given Travis may be near the end of his NFL career and Taylor will likely continue producing music for years, Taylor stands to lose significantly more without a prenup,” pointed out Kirk Stange, founder of another law firm.  

Julia Rodgers' company stresses prenup is about protection, not failure

Julia Rodgers has long advocated for prenups as tools for strengthening marriages rather than weakening them. On her company’s website, she emphasizes that such contracts should not be mistaken as preparing for divorce.

“A prenup isn’t about planning for failure — it’s about building a foundation of clarity, communication, and mutual respect,” the site states.

The statement further argues that the only people resistant to prenups are those “with something to hide,” and stressed that agreements empower couples to define their future together on transparent terms. “We empower couples to define their future—together, transparently, and on their own terms — so they can build a marriage rooted in trust, not uncertainty,” it further reads. 

Julia Rodgers outlines privacy and asset safeguards for Taylor Swift and Travis Kelce

While it is not yet known whether Taylor Swift and Travis Kelce plan to sign such an agreement, Rodgers suggested several critical provisions.

A confidentiality clause, she said, would be essential given their public status. “A prenup should include strong privacy clauses to protect both their reputations, ensuring neither party can exploit personal stories or behind-the-scenes details,” she explained, adding, “It’s a practical and essential safeguard that allows them to live their private life without constant public scrutiny.” 

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Taylor Swift and Travis Kelce are seen in the Meatpacking District on December 28, 2024, in New York City (TheStewartofNY/GC Images)

She also emphasized that premarital assets should remain separate. For Swift, this could include her estimated $150 million real estate portfolio, while Kelce’s Kansas City residence would fall under the same protection. At the same time, the contract could make room for shared projects, such as joint properties or business ventures.

The lawyer pointed out that a “standard” prenup clause would keep “premarital assets separate,” citing Swift’s $150 million real estate portfolio and Kelce’s Kansas City home as examples.

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